Are there grants available for small business owners or starting a business?
NO. The first thing that needs to be said about funding options is that there is practically no grant money out there for ordinary small businesses. Somehow the fantasy persists that there is a ton of money available to for-profit businesses that doesn't need to be paid back. The reality is that almost all grant money is awarded only to registered non-profit organizations or to businesses doing innovative research that is "in the national interest". Ninety-five percent of new businesses are financed with personal funds (savings, family, and friends). Those who are eligible for financing still must invest in their own venture and provide collateral. So, if you are serious about starting or growing a viable business, you must be resourceful enough to capitalize it without "fantasy" money.